Zensurance Commercial Auto Insurance is a specialized insurance product designed to protect Canadian small businesses that utilize vehicles for their operations. Whether you have a single utility van or a fleet of trucks, this insurance policy offers tailored coverage based on your unique needs. Founded in 2016, Zensurance is a technology company based in Toronto, Canada, and has emerged as a leading source for small business insurance in the country.
One of the standout features of Zensurance Commercial Auto Insurance is its partner network comprising more than 50 insurance providers. This extensive network ensures that customers have access to a wide range of coverage options to meet their specific requirements. The company takes pride in its licensed brokers and dedicated client support team, who are highly regarded for their expertise and commitment to providing excellent service.
Convenience is a key advantage offered by Zensurance. With their easy-to-use online platform, purchasing insurance has never been simpler. Business owners can buy insurance anytime, anywhere, with just a few clicks. The platform provides instant price quotes and coverage details, saving valuable time and effort.
One of the significant benefits of choosing Zensurance Commercial Auto Insurance is the potential for substantial savings. The company claims to offer up to 35% savings compared to its competitors. This can be a game-changer for small businesses striving to maximize their profits and manage their expenses effectively.
When it comes to commercial auto insurance, Zensurance covers all the essential aspects to ensure comprehensive protection for your business. The policy includes third-party liability coverage, which safeguards you against legal and financial obligations in case of injuries or damages caused to others. Direct compensation-property damage (DCPD) coverage handles vehicle damages and loss of use, simplifying the claims process.
Accident benefits coverage is also included in the policy, providing financial support for medical bills and rehabilitation in the event of an auto accident. This coverage applies regardless of fault, ensuring that you and your employees receive the necessary care and support. Additionally, the policy offers uninsured auto coverage, which steps in when accidents involve uninsured motorists or hit-and-run incidents.
To cater to diverse business needs, Zensurance offers optional coverages that can be added to the commercial auto policy. Collision or upset coverage helps pay for vehicle repairs or replacements if you are at fault in an accident. Comprehensive coverage protects against damages caused by natural disasters, severe weather, vandalism, and theft. All perils coverage combines collision and comprehensive coverages, while specified perils coverage allows you to specify the perils covered in your policy.
The cost of Zensurance Commercial Auto Insurance varies based on several factors. Your driving record, years of experience, vehicle type, age, and location all play a role in determining the premium. However, Zensurance aims to find affordable policies by comparing rates across leading insurance companies. Consulting a broker can help you find the best coverage at a competitive price.
It’s worth noting that Zensurance offers potential discounts to make commercial auto insurance even more accessible. You may be eligible for a claims-free discount if you have a clean claims record and a good driving history. Having multiple business insurance policies with the same insurer can also earn you a discount. Moreover, fleet insurance policies for multiple vehicles are often more cost-effective than individual policies.