Qantas Car Insurance offers competitive coverage options for comprehensive, third-party fire and theft, and third-party property policies. Members can earn up to 40,000 Qantas Points when they switch their car insurance over to Qantas, and additional points can be earned through the Qantas Wellbeing App. Qantas Car Insurance also offers a 24/7 phone and online claims service and roadside assistance for an extra fee. Exclusions apply, so it’s important to read the policy’s PDS for a full list. Overall, Qantas Car Insurance is a solid option for those looking for car insurance with the added bonus of earning frequent flyer points.
Comprehensive Cover
Covers loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism, theft, and your liability for accidental damage your car causes to other people’s property.
Third-Party Property, Fire, and Theft
Covers your liability for accidental damage your car causes to other people’s property and damage to your car if it’s stolen or catches fire.
Third-Party Property Only
Covers your liability for accidental damage your car causes to other people’s property, for example, their car or their home.
Comparison of Qantas Comprehensive, Third party fire & theft, and Third-party car Insurance
| Benefit | Comprehensive | Third-Party Fire & Theft | Third-Party |
|---|---|---|---|
| Choice of Market Value or Agreed Value* | Yes | No | No |
| Damage to Other People’s Property | Up to $20,000,000 | Up to $20,000,000 | Up to $20,000,000 |
| Essential Repairs | Up to $500 | N/A | N/A |
| Emergency Transport and Accommodation | Up to $1,000 | $0 | $0 |
| Hire Car Following a No-Fault Accident | Yes | N/A | N/A |
| Hire Car Following Theft | Yes | N/A | N/A |
| New Car Replacement | Yes – If your car is written off in the first 2 years and is under 40,000 km | N/A | N/A |
| Personal Effects | Up to $750 | $0 | $0 |
| Child Seats or Capsules | Up to $750 | N/A | N/A |
| Repair Guarantee | Yes | Yes | Yes |
| Replacement Keys | Up to $1,500 | $0 | $0 |
| Towing Costs | Reasonable cost | Reasonable cost after fire/theft | N/A |
| Trailer and Caravan | Up to $1,000 | $0 | $0 |
| Uninsured Motorist Damage | N/A | Up to $5,000 | Up to $5,000 |
| Accident Clean Up | Yes | Yes | Yes |
| Death Benefit | $10,000 | $10,000 | $10,000 |
| 24/7 Claims | Yes | Yes | Yes |
| Debris removal | Up to $500 | Up to $500 | Up to $500 |
Comparison of Optional Extras
| Benefit | Comprehensive | Third-Party Fire & Theft | Third-Party |
|---|---|---|---|
| Accident hire car | Yes | No | No |
| Reduced window-glass excess | Yes | No | No |
| Choice of repairer | Yes | No | No |
| Roadside assistance | Yes | Yes | Yes |
Qantas Points
Take the first step to well-being with Qantas Points
Did you know that you can earn Qantas Points for everyday activities? Walking the dog, cycling to work, or running for the bus could add up to more points. By downloading the Qantas Wellbeing App, you can earn points and track your progress toward your fitness goals.
Set Challenges and Choose an Activity
With the Qantas Wellbeing App, you can challenge yourself or invite a friend to join in and challenge them. Choose an activity such as walking, cycling, or swimming, set your goal, and start moving. The app also offers exclusive offers and discounts from Wellbeing Partners and complete health assessments to help you understand your health better.
Track Your Activity and Earn Points
All you need is your phone to track your activity and earn points. The app supports a range of wearable devices and apps, so you can keep track of your progress no matter where you are. For example, you can earn up to 12 Qantas Points for 30 minutes of running, up to 19 points for a round of golf, up to 21 points for 2 hours of cycling, and up to 20 points for 45 minutes of swimming.
Earn More Points
You can earn even more points with the Qantas Wellbeing App. Invite a friend and earn 150 Qantas Points (up to 20 friends), or earn up to 1,000 Qantas Points during the Qantas Wellbeing App 28-Day Trial. Unlock more points in the app by taking out a Qantas Insurance policy or Qantas Premier Titanium credit card. Each Qantas Car Insurance policy has a maximum number of issues that can be earned upon purchase.
Exclusions to be aware of in Qantas Car Insurance policies:
- Unsafe car condition
- Using the car for courier or paid passenger services
- Overloading or exceeding car design limits
- Damage due to using the wrong fuel
- You damage your car after an accident, theft, incident, or breakdown where you have not taken reasonable steps to protect your car.
- Damage caused by excluded drivers or drivers excluded by age